Before the Storm
Photograph property condition, clear drains, protect openings when safe, and keep insurer and utility contacts available.
Practical guidance and referral options for wind-driven rain, roof leaks, flooding, wet materials, hidden moisture, and post-storm mold concerns.

Representative image. Emergency conditions and provider capabilities vary.
Photograph property condition, clear drains, protect openings when safe, and keep insurer and utility contacts available.
Stay out of electrically hazardous or structurally unsafe areas. Stop active water only when it can be done safely.
Photograph affected rooms, record dates and causes, save receipts, and ask the insurer about claim requirements.
Wet porous materials can retain moisture behind visible surfaces. Provider recommendations depend on source and contamination level.
Coverage depends on policy language and the source of water. Only the insurer decides coverage.
Musty odors, staining, peeling finishes, and recurring dampness may justify further evaluation.
Contact emergency services, the utility provider, plumber, insurer, or another appropriate emergency resource first. Provider availability through this website is not guaranteed.